Wallace Holyfield
Don't Let Medical Bills Ruin Your Credit
Medical bills are the leading cause of bankruptcy according to many financial sources. Unfortunately, many people neglect their medical...
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Wallace Holyfield
- Mar 16, 2021
- 3 min
What to Know Before Co-signing a Loan
What would you do if a friend or relative asked you to cosign a loan? Before you answer, make sure you understand what cosigning...
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Wallace Holyfield
- Sep 17, 2020
- 1 min
What's Not In Your Credit Score?
According to MyFico®, the following information is not evaluated or included when determining your credit score: • Your race, color,...
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Wallace Holyfield
- Aug 29, 2020
- 3 min
What's New with Credit Scoring? These 5 Items
TIn 2009, changes were made to the way credit scores are calculated. To make the most of your credit, you need to know exactly how your...
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Wallace Holyfield
- Aug 22, 2020
- 3 min
The Six Worst Items to Appear on Your Credit Report
It's easy to make mistakes or experience hardship when it comes to paying your bills. Some mistakes are so detrimental; want to avoid...
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Wallace Holyfield
- Jul 31, 2020
- 1 min
How Mistakes Occur in Your Credit File
Ever wonder why your credit report has inaccurate information? Credit reports often contain errors due to one of the following reasons:...
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Wallace Holyfield
- Jul 25, 2020
- 2 min
How Your Credit Score is Calculated?
Ever wonder what exactly goes into your credit score? The five categories below will outline it all for you: Your Payment History Your...
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